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Saving on Spa Days

By Stephanie Miles ⋅ 10:32 am October 1, 2009 ⋅ One comment

beauty girl in towel with rose after showerWhether you’ve lost your job or you’re struggling to keep the one you still have, there’s no denying it’s a stressful time out there. But even as women cut back on expensive gyms, luxury vacations, and “It” bags, one thing we’re not forsaking is the spa.

According to statistics from the International SPA Association, overall revenues at spas across the country were up last year, even as the total time spent per visit went down. How could that be? It turns out more stressed out women—and men, let’s be honest—are visiting day spas for treatments that take less time, usually 30 minutes or less, than in years past…

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A Bad Economy Can Be Good for You

By Stephanie Miles ⋅ 10:50 am September 30, 2009 ⋅ Post a comment

exercise-man-gym-150Lost your job? Here’s some good news: Mortality rates are going down, since unemployed workers are less likely to catch illnesses from coworkers or be involved in commuter-related car accidents, and more likely to spend time doing healthy things like exercising in the outdoors and eating at home. That’s definitely an upside. Here’s how the recession is good for your health:

1. No more germy coworkers. Office cubicles can be a cesspool for germs, and with cases of H1N1 on the rise, this may not be such a bad time to be unemployed. Not only that, but unemployed and at-home workers are less likely to take public transportation during rush hour, reducing their chances of catching something during cold and flu season even more.

2. More incentive to quit smoking. With less discretionary income to spend on cigarettes, smoking is becoming a luxury not everyone can afford. In Great Britain, 39 percent of smokers polled said they’re planning to cut down on or quit smoking because of the economic downturn. Meanwhile, Washington State’s Tobacco Quit Line says it experienced a spike in calls during April 2009: 4,221 calls compared to 1,231 during the same time last year…

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How to Haggle with Your Doctor

By Stephanie Miles ⋅ 10:49 am September 30, 2009 ⋅ One comment

health doctorThese days, everything’s negotiable – even health care, if you know how the system works. You may be able to negotiate a 20 percent discount or more on costs at the doctor’s office. A few pieces of advice:

Where to start:
Never try to negotiate a medical bill without getting a bit of background information. Read the details of your current or previous insurance plan to get a sense of what will and won’t be covered in your upcoming visit.

It’s also worthwhile to find out what Medicare pays physicians—since it is usually substantially less than what they charge private insurance providers or patients themselves—to perform whatever procedure you’ll need. This will help you determine the bottom floor of what a physician will accept. You can do this by calling the doctor’s office, asking for the procedure’s “CPT code,” and going to the American Medical Association’s CPT search engine to look up the typical payment for that procedure based on where you live. When it comes time to bargain, it’s perfectly reasonable to offer a payment that is 25 percent above the Medicare rate for services…

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The Grand Prize? Free Rent

By Stephanie Miles ⋅ 10:32 am September 28, 2009 ⋅ One comment

medal-ribbon-contest-150What’s one way to grab the attention of consumers in an overly-crowded market of coupons, deals, and special discounts? Offer up a free place to live.

Shopping sprees and around-the-world trips have apparently become passé when it comes to company-sponsored contests, since an increasing number of businesses are dangling free rent as the grand prize in seemingly-unrelated marketing efforts meant to attract new customers and draw attention to their products.

From discount clothing chains to beverage companies, there doesn’t need to be any connection to the housing market for free—or discounted—rent to be offered as a prize. Need proof, or just a place to stay? We’ve gathered up a handful of contests to prove our point…

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My Husband Loses Money on Stocks-And I Don’t Mind

By YourTango ⋅ 2:16 pm September 25, 2009 ⋅ Post a comment

taking back money 150My husband loves to play the stock market. He picks what he considers to be up-and-coming companies that few people have heard of yet, or undervalued blue chips, and buys up their shares. As he puts it, he likes feeling like he has an “ownership stake” in companies.

Sometimes, his strategy pays off. His initial investment of $5,900 more than doubled between 2005 and 2007. He bought Apple at $65 a share and watched it climb to $190. The start-up 24/7 RealMedia doubled and he sold it before it plunged. His oil companies enjoyed record profits. But he often loses big, too…

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Love in the Time of Layoff: Desperation Dating

By Anonymous ⋅ 1:13 pm September 24, 2009 ⋅ 6 comments

Woman and a 100 dollar billGetting laid off in the throes of a recession is tough, but getting laid in a recession is, well, not.

It’s true: unemployment has done wonders for my dating life. Had I known it ten years ago, I would have surely done everything within my power to get canned. But like most women, I had rent to pay and dead-end jobs to contend with until I got kicked out of both places on the same day.

Now that I have all the time in the world to kill, there’s no end to the possibilities.

I’ve got a laptop and libido, what more do I need? Whether it’s online or on the streets of Boston, I’ve dated more men in the last six months that I have over the course of six years. Maybe it’s the fact that there are lotsa people out there with lotsa time on their hands. And because dating is so similar to the job search process they almost seem to go hand-in-hand (minus the alcohol). I toggle between Monster and Match…

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PONO Giveaway Winner

By Sara Clemence ⋅ 11:38 pm September 21, 2009 ⋅ Post a comment

pono Refraction Chain Necklace 200Yes, we wanted to keep it for ourselves–but we didn’t! We picked a winner for last week’s giveaway, so if Zoe Benfield sees this post before she checks her email, she should contact us to get her lovely PONO necklace.

If you missed out, you can always try to win the Tiger Balm shoulder rub we’re giving away this week. More to come…

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September Stress-Fighting Giveaway

By Sara Clemence ⋅ 1:34 pm September 18, 2009 ⋅ Post a comment

tiger balm neck and shoulder rubSummer’s over, job losses aren’t, and despite Ben Bernanke’s statements this week, your 401(k) isn’t bouncing back to 2006 levels anytime soon. You could spring for a massage, but it’s way cheaper to tweet your way to some free massage cream, and convince a friend to use it on you.

We’re offering tubes of Tiger Balm’s new Neck & Shoulder Rub to two Recessionwire readers. It’s non-greasy, helps ease stiff or sore muscles, and smells like–well, like Tiger Balm.

Enter by following Recessionwire on Twitter. If you’re already a follower, tweet about an RW story of your choice…

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Last Day for Necklace Giveaway

By Sara Clemence ⋅ 5:03 pm September 17, 2009 ⋅ Post a comment

pono Refraction Chain Necklace 200New York’s Fashion Week extravaganza is coming to a close, but there’s still a chance to win this gorgeous necklace from PONO by Joan Goodman.…

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Eating for Free

By Stephanie Miles ⋅ 1:27 pm September 16, 2009 ⋅ Post a comment

restaurant tableRestaurant owners certainly aren’t having a good year. From widespread job loss to lingering worries about the country’s economic future, record numbers of families have begun cooking at home rather than spending money eating out—leading to a 14 percent drop in business at fine-dining restaurants so far in 2009.

For customers still going out on a regular basis, however, the dining scene has never looked better.

That’s because many restaurants are finding that coupons and discounted specials just aren’t enough anymore. Instead, they’re being forced to go the extra mile and get creative—letting kids eat free, giving away discounted tickets to movies, and even throwing in complimentary cocktails and wine…

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